By - Jim Berry

What Does Having a Derogatory Public Record on My Credit Report Mean

Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More

The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.

By - Jim Berry

How to Contact a Real Person at a Credit Bureau

The information that credit bureaus collect affects just about every aspect of your life. Whether you’re approved for a credit card, get a good mortgage rate, can rent an apartment or even get a job – they all can hinge … Continue reading →

The post How to Contact a Real Person at a Credit Bureau appeared first on SmartAsset Blog.